Welcome to Single Mom Housing Guide
Housing For Single Working Moms Article
This is a selection made from among articles on Housing For Single Working Moms. For a permanent link to this article, or to bookmark it for future reading, click here.
Types Of Low Income Single Mother Housing Optionsfrom:
In looking for low-income single mother housing options, there are the conventional routes, and the unconventional. If you are a mother in need of low-income housing, make sure you look into all your options to determine what is best for your family.
Public Housing, Subsidized Housing, Or Housing Vouchers
These are the conventional routes to obtain low-income housing by going to an agency that provides some sort of housing assistance. The Department of Housing and Urban Development (HUD) has information on many conventional manners of obtaining low-income single mother housing. However, these are not the only options.
The Return Of The Extended Family
It used to be the extended family was conventional and the nuclear family was an oddity. Times have changed but the situation for many low-income families hasn't. It's still more economical for single mothers to have some sort of built-in support system at home than relying on handouts from public assistance. Whether that support system is a live-in elderly relative or sharing a home with relatives, it reduces housing costs and increases potential support for a single mother. It may not be a popular low-income single mother housing option, but it still is the most stable family situation.
Owning Your First Home
A single mother may think owning her own home is out of her reach. The fact is owning a home has many added tax advantages that increase her take home pay. In addition, there are a variety of low-income single mother housing programs geared towards matching or granting down payments for a new home. The caveat is that the single mother must have a good income to support the mortgage payments and if her credit has been damaged, that also needs to be repaired.
However, if a single mother has the conventional option to own her own home, the choice really is a no-brainer. It establishes better credit for her and builds equity as she continues to raise her children. With so many more programs available not only to assist in buying a new home, but also some build them for this segment of the population like Habitat for Humanity, then it is a very wise financial move for a single mother to jump on the home buying bandwagon.
Single Mother Co-Housing
If there are problems with owning a home on your own, there are services to match single mothers together for co-housing. In this case, there would be two signers on the housing note and both mothers would own the home, but there would be two incomes to pay the mortgage. This option for low-income single mother housing is fairly new and would need to be investigated fully. One would have to have contingency plans for if one mother lost a job, or became ill. But, it might not be any different than today's middle-class traditional families.
Housing For Single Working Moms Specific links
Housing For Single Working Moms News
Mary's House healing garden gets help from inmates - The Plain Dealer - cleveland.com
Mary's House healing garden gets help from inmates
The Plain Dealer - cleveland.com
A condemned house, one of several on the street, stood, slumped and broken, right across the street. They would buy that house. Instead of tearing it down, they would rebuild ... While working at Mary's House the first day of two days, she says some ...
Living On The Line: The Benefits Cliff - OPB News
Living On The Line: The Benefits Cliff
The single mom is spending her summer day off hosting a motley crew of teenage boys in her Bend apartment, where two sons and six friends play poker and video games. Chartraw says she loves it that all these teenagers are comfortable here. “I found, I ...
An Endless Search For Housing For Oregon's Working Poor - OPB News
An Endless Search For Housing For Oregon's Working Poor
That's something the 32-year-old single mother and McDonald's worker says in response to both the highs and the lows of her day. On the phone with an elementary school worker, trying to get her daughter enrolled even though the family has no address: ...
Wisconsin single mom poverty rate rose 2.5 percent - SFGate
Wisconsin single mom poverty rate rose 2.5 percent
The latest American Community Survey, which focused on family homes with children under the age of 18, found four out of 10 single-mother households in the state were living in poverty last year. The increase from nearly 40 percent in 2012 to 42.5 ...
Welfare's legacy is the destruction of fatherhood
Lawyer-Turned-Church Planter Sowing Seeds for 'Spiritual Renaissance' in ... - Christian Post
Lawyer-Turned-Church Planter Sowing Seeds for 'Spiritual Renaissance' in ...
On one corner, you have Section 8 housing, cheaper rents, people outside playing dominoes and spades till 2 a.m. Then on the other corner of 121st on Eighth Avenue, you have $4,500 (per month) apartments. So on one street, you see this ridiculous ...